What to Do If an Airplane Crashes Into Your Property: A Step-by-Step Overview

If a small aircraft crashes into your home, yard, or other property, it can be shocking and overwhelming. Here’s a straightforward guide to help you understand what to do next and how to protect your rights and interests. The information contained in this site is provided for informational purposes only, and should not be construed as legal advice on any subject matter. You should not act or refrain from acting on the basis of any content included in this site without seeking legal or other professional advice.

1. Make Sure Everyone Is Safe

• Call 911 immediately if anyone is injured or if there is fire, smoke, or structural damage.
• Avoid the crash site if possible. Aircraft may carry fuel or other hazardous materials, and debris can be dangerous.
• Evacuate the area if you're told to by emergency responders.

2. Cooperate with Emergency Responders and Investigators

• Firefighters, police, and paramedics will secure the area and provide medical aid.
• The National Transportation Safety Board (NTSB) and Federal Aviation Administration (FAA) will likely investigate. You may be asked for a statement or access to your property.

3. Document the Damage

• Take photos and videos of all damage as soon as it’s safe to do so.
• Write down what happened, including the date, time, and any details you recall. This will help later with insurance and legal matters.

4. Contact Your Insurance Company

• Notify your homeowner’s or property insurance provider right away. They can send an adjuster to assess the damage and guide you through the claims process.
  
• Even though the plane caused the damage, your own insurance may help cover costs up front.
  

5. Identify the Aircraft Owner or Operator

• The FAA will usually be able to identify the owner of the aircraft.
• The aircraft owner’s insurance policy is typically responsible for covering damage to people or property on the ground.

6. Consider Speaking with a Lawyer

• A lawyer with experience in aviation or personal injury law can help you:
  • File a claim against the aircraft owner’s insurance.
  • Sue for damages if necessary.
  • Make sure you get full compensation for repairs, lost use of your property, emotional distress, and any other losses.
    

7. Stay Informed

• Request a copy of the NTSB report once the investigation is complete. This can provide important facts if you’re making a claim or pursuing legal action.

Key Takeaways

• Your safety comes first—get help and stay clear of danger.
• Document everything and contact your insurance company right away.
• You may be entitled to compensation from the aircraft owner’s insurance.
• A lawyer can help you navigate your options and ensure your rights are protected.